This website uses cookies to ensure you have the best experience. Learn more

Wealth Mgmt Essay

4287 words - 18 pages

11/4/2011

Mr. Susilo Hatono
4th

Client Meeting November 2011

Excellence

Professionalism

Commitment

Integrity

Partnering and Leading You to Your Success

1

Our Trusted Team and Approach
Our relationship is established on EPIC values – Excellence, Professionalism, Integrity, Commitment
You are the centre of everything we do
We are committed to listening, understanding, and determining your investment needs, objectives, preferences, constraints and risk tolerance; together with a thorough analysis of the economy, we seek to give you the most up-to-date and personalised solutions to achieve your goals and objectives.

Mr. Susilo Hatono
Your Team of Trusted ...view middle of the document...

8 trillion Euros – 120% GDP • Spain also has large amount of doubtful debt

11

Euro-zone Crisis – Forecast
Forecasted Short, Medium & Long Term Implications
•Prevented a potentially deep recession •Tightening of credit conditions •Bought valuable time •Instill temporary confidence

Short Term

Medium Term

• Gradual Recovery • Increased confidence in buying debt • Increased liquidity & gradual loosening of credit conditions

• Should the EFSF be insufficient to bailout Italy, Spain etc., risk of default high • Run on the bank and financial instability of the world economy

Long Term

• Reduce Greece’s debt to 120% in 2020 • Sustained recovery & growth • Increase trade

• Need to find long term solution to supplement EFSF (e.g. ESM) to prevent the worst case scenario • Situation still uncertain

Source: UBS Analysts 12

6

11/4/2011

US Economy – An Outlook
Approx: 70%

2011 S&P Ratings Downgrade: AAA  AA+

High Unemployment Rate: 9.1%

Source: Federal Reserve Bank of St. Louis

High correlation between US GDP growth and largest EU economies

Weakening Consumer Spending
13

BRIC Economies – An Outlook Brazil
Commodity-driven with Inflation concerns

Russia
Resource-rich but hampered by centralised control

India
Potentially challenged by poor infrastructure

China
Investor’s choice but watch out for Shadow Economy

14

7

11/4/2011

In-House Current Market Overview
Macro Trends Timing and identifying both long term and short term trends is crucial to balance development and recovery in various markets
Long Term:
Global Equity has taken a beating in early Aug.

Refuge to safe haven Assets:
US Treasuries, UK Gilts, German Bunds has benefitted from flight to quality

Short Term:
Corporate earnings better than expected

High Yield comes at a Price: Equity Fixed Income
Recent 50% haircut

Overall:
Macro-economic concerns will undermine valuation.

Popular Choices:
REITs Funds with exposure to commodities Funds with EM themes

Alternative Investment

Currencies

Issues of Concern:
Euro fundamental fragility Intervention for Yen and CHF

Emerging markets remain pick for long term (KRW/TWD/MYR/THB)

15

BRIC Economies – A Chinese Focus
IMF Cut’s China’s Growth Forecast

Source: IMF, Sep 2011

Inflation concerns

Tighten Monetary Policy

Cuts Growth Forecast

Rapid Urbanization

Infrastructure spending 16

8

11/4/2011

Investment Approach – Economist Perspective

Inflation

EM Focus

Diversification

Inflation: • Inflation in emerging economies has outperformed developed markets

17

Investment Approach – Economist Perspective

Inflation

EM Focus

Diversification

Focus on Emerging Markets: • Generally high growth potential in emerging markets (especially in China) • Medium outperformance in equities, currencies and debt

18

9

11/4/2011

Investment Approach – Economist Perspective

Inflation

EM Focus

...

Other Papers Like Wealth Mgmt

Sociology Answers Essay

2010 words - 9 pages culture may exisist but the most powerful and wealthy control most of the wealth and property.Therefore, those who feel they are at a disadvantage (not amongst the most powerful or wealthy class) and are considered the subservient may feel like they actually belong are a considered a somebody when they join things such as biker gangs. This creates a sense of empowerment for them a sense of belonging. Merton’s anomie theory states that society

Computer Manufacturers Essay

3295 words - 14 pages never put into production. This mistake cost Lonewolf Tech many sales and lost customers during Quarter 12. To prevent this error from occurring in the future, we have invested in the future with both Operating Capacity and Research and Development. Table #1 Cumulative Balanced Scorecard through Quarter 12 Company Total Financial Market Investment in Future Wealth H.R. Asset Mgmt. Financial Risk Nova 0 -3.395 0.104 1.255 -0.735 0.729

Capital Budgeting

4274 words - 18 pages Capital Budgeting Practices MGMT 640 Section 9040 Professor J.Jain Executive Summary This essay discusses the importance of capital budgeting and analyzes the most common techniques. The most frequently used methods are the net present value (NPV) and internal rate of return (IRR). These are both tools that analyze the present value of the cost of a project as well as the present value of that projects future cash flows. An essential

Diversity Analysis Wells Fargo

4416 words - 18 pages D Diversity Analysis of Wells Fargo MGMT 360-51 Team - Multiplicity Shannon Willy Darren Cattnach Jeannine Petersen Edward Davis Cindy Sellner Metropolitan State University Summer 2010 Executive Background Introduction Wells Fargo & Company is a diversified financial services company providing banking, insurance, investments, mortgage, and consumer and commercial finance through more than 10,000 stores and 12,000 ATMs

Coffee Shop Feasibility

5164 words - 21 pages drink of slaves, Popes and Royalty, and its unparalled spread of popularity involves chance, political intrigue and the pursuit of wealth and power. Timeline: * 800BC -- Homer and many Arabian legends had told of a mysterious black and bitter beverage that with the mysterious power to stimulate. * AD 575 -- The first recorded instances of the cultivation of the coffee plant (coffea arabica) occur in in its native Ethiopia. * By the 15th

Freedom And Responsibility

2141 words - 9 pages at a speech by former U.S. Labor Secretary Robert Reich. Reich, who spoke on the steps of the same student plaza that first launched the Berkeley Free Speech Movement in the 1960s, implored the protesters to take a moral stand against the very rich, owning so much of America’s wealth.” Earlier that day, protesters were interrupted by the campus police maiming a 33-year-old man, who later died. The protesters nominated to continue with the

Hate Crime Laws

2348 words - 10 pages On June 7, 1998, 49-year-old James Byrd Jr. of Texas accepted a ride from three white men, who then beat him severely, urinated on him, chained him by his ankles to the back of their pick-up truck, dragged him for three miles into the countryside, and dumped his corpse in front of an African-American cemetery (Graczyk). A little over a year later, a jury sentenced ring leader John King to death by lethal injection (“Man Executed for Dragging

Rational Emotional Behavior Therapy Case Study Conceptualization And Treatment Plan

2140 words - 9 pages Rational Emotional Behavior Therapy Case Study of Sarah: A Conceptualization and Treatment Plan Rational emotive behavior therapy, REBT, was developed by Albert Ellis and holds the central belief that the events in our lives do not cause our disturbances but that they are instead caused by our view of the events (Murdock, 2009). Murdock (2009) states that “people are seen as responsible for their behavior” (p. 279) but, because they are

Holidays In Albania

1636 words - 7 pages Have you ever thought about having exciting and incredibly cheap vacations? Albania might be the right choice. According to My Travel Guide, Albania is ranked the fourth among ten places worth visiting in Eastern Europe (“Top 10 Eastern European Destinations”). One can encounter three kinds of vacations in this Mediterranean country: winter, summer, and cultural. The ideal places to spend your winter vacations are the Albanian Alps. They are

A Heart Of Darkness

1748 words - 7 pages In this short story, there are frequent significant subject and ideas that make the story, "A Heart of Darkness," by Joseph Conrad, and haunting novel. The main theme is absolute white power over the natives. The theme validates the corruption, and the dependence caused by the white people as they took over the Congo. White men were giving all the power; they had no self-control, and in the end they did not use wisely. The white men became

The Aspects Of Vulnerability Among The Exploited In Medical Research

2287 words - 10 pages Essentially, everyone is in some state of vulnerability. However, some of us are more susceptible to harm due to our vulnerabilities. The susceptible are the individuals with the greatest risk. These individuals risk the loss of their autonomy, and maybe even their lives. Vulnerable populations can be found in every subset of society. However, as previously mentioned, there are some vulnerable populations that are at an even greater risk than

Related Essays

Can Brazil Become A Global Competitor In It Technology

932 words - 4 pages Mini Case Study p59-60 Wayland Baptist University – San Antonio International Management MGMT 5326-SA01 Dr. W. Chukwuma Achebe Richard D. Stephens Jr. September 6, 2013 Abstract As the world becomes increasing dependent on information technology (IT) products and services, the global IT services outsourcing industry has increased exponentially. Efforts to reduce costs and focus more on their core competencies

Problem Solution Lester Electronics Essay

4901 words - 20 pages to ensure that the merger is a good business decision. With any business acquisition there come risks. Projections about the future of how well the company will do along with determining whether or not the business will make the type of money to increase the wealth of the shareholders are inherited risks. Financial compensation for the shareholders will come in the way of shares or dividends. Financing new projects such as the Shang-wa

Can The Middle Clss Be Saved

3029 words - 13 pages CAN THE MIDDLE CLASS BE SAVED? ANDREW NELSON MGMT 6400 PROFESSOR R. BING JUNE 14, 2014 CRITICAL ANALYSIS-ACADEMIC LITERATURE The severe economic downturn known as the Great Recession of 2008, has spurred the hastening of the challenges of the middle class in America. It has also highlighted the deepening chasm between the mass populace and the income elite. The resultant course has carved out significant

Bmgt423 Fraud Examination Exam Notes Essay

3286 words - 14 pages . Business combinations 5. Off-balance sheet **Fraud Management Rectangle 1. Management + Directors a. personal wealth based on operations/performance of the company? b. company can lend money to employee but should disclose and collect interests c. any company or mgmt pressure? d. about to reach debt convenant? e. lose job risk for managers if poor performance 2. Company's Relationship w/ other entities a. mgmt often commit fraud w