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Term Paper Of A Hotel And Restaurant Management Student

908 words - 4 pages

City of Malolos Bulacan


Case: Enterprise Evaluation (The case was taken from the book, Decision making and Business Policy Formulation written by Dr. Ricardo C. Santos, Ph.D.)

The case is about a Subdivision project for a low cost housing which was established by an individual under the name of Enrico B. Benemerito. He founded ENRICO B. BENEMERITO MARKETING as a sole or single proprietorship and registered it with the Department of Trade and Industry. He started his real estate business in Tambubong, San Rafael, Bulacan with 22,500 sq.m. or an equivalent of two hectares of land owned by Mr. ...view middle of the document...

There are 13 mother titles in the said land and generated 75 new titles in the proposed subdivision which was issued under their name.

He used the same strategy with his previous land development and he re-applied for an additional loan with the same bank. The loan was an additional loan to the previous one and it was granted mainly because it is a guaranteed loan with collateral and there will be an indemnity insurance to be charge by the bank. He then received an additional loan of two (2 M) million pesos.

With Enrico’s success and progress in real estate industry, the wonder of life has taken its course. Enrico’s fate has been judged, after a night of meetings and consultations, on his way home, he was hit by a razing passenger bus along DRT hi-way. He died due to severe head impact and injury.

Due to his untimely death, his wife Carmen Benemerito had been confronted with reality that she has to settle their bank obligations and the various expenses of her husband’s accident and funeral. She hired a lawyer to defend her on cases filed by lot buyers of the Tambubong property and demanded for the release of the titles since amortization was already fully paid. He appealed to the court to allow her to sell some of the conjugal property to settle her husband’s obligation with the bank and with the lot buyers. Her request was granted and eventually found a buyer for the 5 parcels of land including their house and lot for the amount of 1.4 million pesos.

A deed of sale was then issued for RODGI LENDING Enterprise owned by spouses Roderick and Marie Fernandez. While in the process...

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