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State Bank And Yes Bank Essay

721 words - 3 pages

State Bank of India :
State Bank of India is an Indian multinational, Public Sector banking and financial services company. It is a government-owned corporation with its headquarters in Mumbai, Maharashtra. As of December 2013, it had assets of US$388 billion and 17,000 branches, including 190 foreign offices, making it the largest banking and financial services company in India by assets.
SBI provides a range of banking products through its network of branches in India and overseas, including products aimed at non-resident Indians (NRIs). SBI has 14 regional hubs and 57 Zonal Offices that are located at important cities throughout India. SBI has 14,816 branches in India, as on 31 March ...view middle of the document...

* Customized reports at periodic intervals.
YES BANK, India’s fourth largest private sector Bank. YES BANK has a widespread branch network of over 572 branches across 375 cities, with 1170+ ATMs and 2 National Operating Centers in Mumbai and Gurgaon. YES BANK has recently announced the Q3FY15 Financial Results. Net Profit grew by 30.0% y-o-y to Rs 540.3 Cr in Q3FY15, Net Interest Income up 36.6% to Rs 909.0 Cr, Non Interest Income of Rs 536.8 Cr, Net Interest Margin expanded to 3.2%, Advances up 32.4% to Rs 66,606.9 Cr and Deposits up 21.0% to Rs 82,370.0 Cr as of Dec 31, 2014. 
Products of Yes bank are Corporate and Institutional Banking, Financial Markets, Investment Banking, Corporate finance, Retail Banking, Business and Transaction Banking, and Wealth Management, NRI Banking,SME.
 Every division at YES BANK extensively uses IT to deliver superior products and services to its customers. Innovations like MONEY MONITOR, Mobile payments, Two-factor authentication, Mobile Banking, RFID in branches, one-view of customer relationship, and highly advanced speech enabled IVR; enable the products and sales teams to offer superior customer offerings.  YES BANK has entered into strategic partnerships with...

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