Securing Online Tranactions Essay

3628 words - 15 pages

We take a look around and we have technology everywhere; Smartphones, tablets, laptops, desktops, and more. This access to technology gives us the access we need, access to send emails anywhere, look up information we may need, and able to purchase a shirt or even book a hotel online all from a phone or tablet. Being able to purchase items online is not new, it has been around for years, the thought of this is call ecommerce, ecommerce is the buying and selling or products or services via the internet (Merchant). Before the internet, before ecommerce, we had to go to Wal-Mart, or go into a GNC to get our vitamins that we need. We would spend so much time driving to store after store to get ...view middle of the document...

Still the thought of putting your debit card or credit card out there in open space over the web did worry some, security was always an issues and if it wasn't for secure socket layers (SSL), online transactions probably would not have been possible. Keeping people's information secure was always number one on the list, and thanks to the once so famous browser Netscape, it was able to use SSL to provide an encryption certificate that gave customers and business the means to transmit data over the internet. Thanks to SSL, web browsers were able to check each ones identity to make sure they are who they say they are and know that they could be trusted, therefore allowing the transaction to proceed and make it possible (Merchant). Just in the mid 90s to late 90s you had the start up of Amazon, and even the United Postal Service selling electronic postal stamps online in the matter of they could be purchased online and downloaded then printed for use all from ones' home or business (InstantShift). Looking at what this meant for companies back in the 2000s; the early 2000s, companies like Amazon, and eBay were still young and nothing like what we know them as today. Amazon today is probably without a doubt the largest online retailer in the world, and one that has no physical store locations, it solely does all of its business electronically.

Today online transactions are a common place, every single day there are millions of online transactions that are taking place. Some transactions might be taking place via a tablet, Smartphone, or even a regular computer. Almost every major store that is out there has some form of a website and gives its customers the ability to be able to go on the world wide web and browse their store anywhere and anytime and purchases from their home or business without ever stepping foot in the store. Thanks to computer automation and its ability to make purchasing things online simpler, transactions go more smoothly both for the customer and business (IBM). Computer automation for example is when you go online make a purchase, and from your credit card, the credit card is billed the item you purchased is removed from inventory from the business and shipped to you, all this is done via computer automation, it helps keep everything running smoothly. All this is still not possible if you didn't have security in place. Online transactions have to be secure and the way to secure online transaction is via encryption. Encryption is basically taking the data and scrambling it, and in the process of scrambling it, using a key or code in order to decrypt that data, and now almost every web browser has an icon up neat the address with a little lock symbol letting you know that the site is sure and your transactions are as well (Learn the net). Not only knowing if the retailer your making a purchase online is using an encryption, there are other ways to see if they are a reputable company. Some ways that you can look and see if...

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