This essay will explore the major limitations of the liberal governmentâ€™s welfare reforms "between "1906-1911. During this period the Liberals of Britain embarked upon a wide-ranging program of social reforms because the social and cost-effective status of Britain was bad which caused dissatisfaction amongst the vast population of Britain.
Fraser (2003) states that social researches like Charles booth and Seebohm Rowntree both revealed the extent that poverty had infiltrated the country and that some people were too poor to help themselves, let alone struggle through out with the wages they received, this survey influenced Lloyd George and Winston Churchill who in partnership, conceded Asquithâ€™s Government forward into a developed and active social policy.
This is comprehended by Thane (1996) who suggests that, the Liberal ...view middle of the document...
According to Alcock (2006), Liberal Reformers in 1906 introduced the â€˜childrenâ€™s charterâ€™, however, the government allowed limited establishment to provide free school meals for poor children. The children charter reforms incorporated unwelcoming the sale of cigarettes and alcohol to children less than 16 years of age. The limitation of this agreement was that the school meals were not made obligatory.
The introduction of Free Health and Unemployment Insurance in 1906 was as follows, the mandatory health insurance was provided for workers earning less than Â£160 per year also this proposal was causal and workers paid four pence a week, employers three pence and the state paid two pence. This scheme provided sickness benefit right of nine shillings (45 pence), free health check and maternity benefit of 30 shillings (Â£1.50).Harris (2004, p.162) states that, in 1907 William Beveridge told the Royal Commission about the Poor Laws that â€œa system of unemployment Insurance could be one of the great general methods dealing with problemâ€, and in 1908 the Exchequer Lloyd George visited Germany to investigate the prospect of Health Insurance scheme. However, both of these ideas formed the basis of the National Insurance Bill which Lloyd George presented to the House of Commons in May 1911. The limit of this Act was that it only provided for the insured worker and not their family and it was meant only to cover up provisional joblessness and only useful to seven cyclical trades.
In conclusion the government failed to control the activities of the National Insurance Act of 1911.This is evident in that the insurance was more less worker orientated and did not put into consideration the workers beneficiaries which include the workerâ€™s wife, children and immediate family, the Pensions paid proved to be inadequate and the employment benefits were limited to certain trades.