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M Commerce Essay

1453 words - 6 pages

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NBAD to dial ‘R’ for remittance
National Bank of Abu Dhabi (NBAD) has signed an agreement with MoneyGram International to allow customers to send money home using mobile phones.

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NBAD to dial ‘R’ for remittance Worldwide Mobile Payment Users to Reach 108.6 Million in 2010 Mobile banking will expand in UAE 8 million Filipinos now using mobile banking — BSP Citibank Launches Mobile Banking Service In Russia ‘2.5 billion World’s Adults remain Unbanked’, Barclays Report $10 million fund designed to incentivise mobile financial services ...view middle of the document...

6 Million in 2010
Gartner Research today published a forecast stating mobile payment users will reach nearly 109M in 2010, representing roughly 2.1 percent of all mobile users.






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In Asia/Pacific, for example, mobile payment users will surpass 62.8 million in 2010 and represent 2.6 percent of all mobile users, suggests Gartner. In Europe, the Middle East and Africa, mobile payment users will total 27.1 million and represent 2.1 percent of all mobile users in the region. In North America, mobile payment users will number 3.5 million and represent 1.1 percent of all mobile users in the region. Continue reading Worldwide Mobile Payment Users to Reach 108.6 Million in 2010 June 22nd, 2010 | Tags: banking, Branchless Banking, mobile, mobile user | Category: Branchless Banking, mobile banking, technology | Leave a comment




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Mobile banking will expand in UAE
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Many consumers in other parts of the world stay in touch with their finances while on the move, but UAE residents have yet to fully embrace mobile phones in their banking habits. It doesn’t mean there is no room for new products and technologies in the UAE. As of 2009, the mobile penetration rate in the country stands at 242 per cent of the entire population, far exceeding any other country. “When it comes to mobile banking services, banks in the UAE will catch up sooner or later, as more and more consumers start to own smart phone devices and opt for banking convenience. In fact, Euromonitor believes that mobile phone subscriptions in the UAE will hit approximately 15 million in the coming five years,” says Hussain Doughan, Euromonitor International’s senior regional consultant for Middle East and North Africa. According to a consumer research by mBlox, a mobile transaction network, mobile banking has gained a foothold in the US and UK markets, surpassing the popularity of branch and telephone banking. The survey found that 25 per cent of US mobile phone users and 37 per cent of UK mobile phone users have adopted mobile banking services. However, given the accessibility of banking and money transfer services in the country, Doughan says mobile banking in the UAE will continue to cater to a niche segment of the market that is looking for convenience. “Many argue that mobile banking is highly effective in countries where consumers are living in remote areas and do...

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