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Key Components Of Affordable Care Act

853 words - 4 pages

Key Components of Affordable Care Act

HCS/455

Key Components of Affordable Care Act

The Affordable Care Act (ACA) came into federal law in March 2010 and was drafted by the Obama Administration. ACA is often referred to as “Obamacare” and one of the major objectives of the Affordable Care Act is to provide Americans with health care insurance. There are many types of individuals that will be seeking coverage through Obamacare. There are many types of benefits and drawbacks to any new health care policy and ACA has many of both. The Affordable Care Act has made a substantial impact on Medicaid and Medicare programs and well as health care in general. All of these will be ...view middle of the document...

Free preventative care is care such as blood pressure screening, immunization vaccines, mammograms, colonoscopies, and cholesterol screening. There is must more included, but too many to mention. A simple action taken such as using preventative care impacts the effect of chronic disease by early detection and proper health management. This reduces cost in the long run for each individual, insurances, and providers by not avoiding or delaying an onset of disease.
The drawbacks to the Affordable Care Act are even though the plan was supposed to bring health insurance down to an affordable rate to those who cannot afford it, people who were already covered under private insurers are being forced to pay more than before. An estimated that the health insurance policies of 4.7 million Americans were canceled due to noncompliance with Obamacare standards  Some of these healthcare consumers were transitioned to other plans under the same carrier, while others were left to shop for new insurance. Among those seeking new plans under the ACA, the Henry J. Kaiser Family Foundation found 39% wound up paying more than with their previous plans (Renter, 2014).
What is Covered and What is Not
What is covered through the Affordable Care Act is free preventative care. Expansions of mental health and substance use disorder coverage are offered, depression screening for adults and behavioral assessments for children at no cost, Covered benefits will vary from one insurance to the next. There are four tiers of coverage for health insurance plans named for different metals: Bronze, Silver,...

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