Information Technology Act Paper

1030 words - 5 pages

Information Technology Act
Lizette Ortiz-Ortiz
BIS/220
November 13, 2012
Professor Aníbal López-Torres

Information Technology Act
* Electronic Funds Transfer Act of 1978
* The Electronic Funds Transfer (EFT) Act was signed by Jimmy Carter on 1978. The purpose of the creation of this act was to protect peoples and institutions money on electronic transactions. This act is part of the Credit Card Consumers Act and the ETF was not considered this act was created. “The EFT Act contains important provisions concerting entry of consumers into the EFT system, delineation of rights of ...view middle of the document...

It has provided the availability to process millions of transaction and reduces the paper utilization and the time of expenditure. An example to the benefits or advantages is the EFT in the payroll system has reduced the theft of check in the people mailboxes and the money available in the bank on the date established. Another benefit is the availability of Automated Teller Machines (ATM) that literarily are everywhere. The point-of-sales (POS) is the equipment that enables to perform an EFT at a store. Back in the times, when credit card purchases were made, information was written or engraved in a slip with carbon paper with (original and two copies). The improvement of information technology has reduced the use of this manual system practically to emergencies situations.
* In conclusion, the creation of the EFT Act was noticeably essential to go ahead with the information technology modernism and new implementations. In other word, what Fox (1980) named as “cashless society” back when she wrote her article is happening right now.
* Video Privacy Protection Act of 1988
The Video Privacy Protection Act (VPPA) ratified in 1988 based on situation occurred in the 1980s, and stated by Pike (2012) “the video rental history of controversial Supreme Court nominee Robert Bork was leaked to the press.” Situation was that a video rental company provided Bork’s personal information to third parties without his consents. The reaction to this resulted in creation of “the Video Privacy Protection Act of 1988 (VPPA) was enacted (Title 18, Section 2710 of the U.S. Code; www.law.cornell.edu/ uscode/text/18/2710)” (Pike, 2012, p. 22).
On today’s situation, which individuals lives are commonly centered on the advances on information technology, it has raised more ethical issues and the VPPA is reviewed to be in according with this new era. Patrick Leahy, Chairman Senate Judiciary Committee, pronounced an opening statement on January 31, 2012 expressing the following: “In the digital age ensuring the right to privacy is crucial. But, protecting privacy has become ever more difficult, as our Government and businesses collect, store, mine and use our most sensitive personal information for their own purposes. Whether sensitive medical records, private financial information or personal thoughts and feelings, I have worked to ensure that Americans' privacy rights are respected.” The summary of the act stated in the article “the VPPA...

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