How To Buy A Home Essay

1122 words - 5 pages

Buying and owning a home is part of what most people call The American Dream. Although the dream has changed over time, the home still remains the main focal point. Buying a home is something most people do at least once in their lifetime. Today owning a home doesn’t necessarily mean buying a house. People now buy duplexes, upscale apartments, townhouses, and even condominiums. The conventional way of buying a home is a procedure that takes a lot of time and patience. It is a life altering decision and one of the most important one someone can make in their lifetime. There are many steps and procedures that are included in buying a home. They include getting pre-qualified by a loan agent to ...view middle of the document...

A real-estate agent can help in finding different homes that suit the person’s needs. Realtors may also be found on the posted signs in front of the homes for sale. An agent can help in negotiating the price, and showing what the potential buyer needs after finding a home. Quality of a good realtor would be open, interested, relaxed, confident, and qualified. Keep in mind, you should find one that you get along with. For this person will be helping you find your most important investment, which is your house.
After the buyer discusses what he or she is looking for in a home, the realtor goes into a data base that selling agents go into to find good matches. The data base shows the realtors all the houses in the area that fit’s the criteria that the buyer is looking for. Once the realtor presents the homes to the buyers and the right home is chosen, then they can
move on to making an offer to the seller. Getting a realtor isn’t really necessary but for a first time home buyer it is a very smart and important thing to do.
After the buyer has agreed on a house, it is the realtors job to close and seal the deal. The realtor then goes to the seller making a proper offer and presenting it once the buyer had agreed to do so. It is up to the buying agent to put together an offer that will be the lowest and best possible price the buyer can purchase for and for the seller to be willing to accept. The offer must be a mutual beneficial transaction, meaning it would be a good deal to both the seller and the buyer. The realtor writes an offer letter to the seller. Then the buyer either accepts the offer, reject the offer, or make an counter offer. Furthermore, before the deal is sealed the seller must sign all disclosers. Disclosures are part of a contract that includes anything that the buyer should be aware of. For example, paint problems, robberies, pipe problems, etc.
When the buyer is serious about buying a house, he or she makes an earnest payment, which is an deposit to tell the seller that he is serious about buying the...

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