HMO vs. NHS
HMO (Health Maintenance Organization) and NHS (National Healthcare Service) have been a controversial topic for many years. I watched a movie entitled, “Sicko.” It is a documentary that was written and directed by Michael Moore. The Documentary investigates the American health system and compares it to the National Healthcare Service in many other parts of the world. One of the countries that have socialized medical care sits directly above the United States. It is Canada. The horror stories I heard about the HMO has made me think twice about our health care system. Can we honestly say that we are doing everything we can to ensure all Americans (from the bottom of the totem ...view middle of the document...
How was this possible? What was our country becoming?
As I watched the documentary, there was a lady who had told her “nightmare” of an experience with the HMO. The young woman was in a car accident that had rendered her unconscious. She was covered by a credible and well known medical insurance company. While recovering she was in good faith knowing the medical premiums she had been paying for many years would finally come into good use. To the young woman’s surprise, she had found out that the medical insurance company was not going to cover her ambulance ride to the emergency room. The insurance company noted in the paper that it was denied because the patient did not “pre-approve” the hospital ride. How do you “pre-approve” a hospital ride unconscious? Even more, who in their right frame of mind would be thinking about “pre-approving” anything after being in a horrific car accident? I would more than likely be counting my blessings and thanking God that I am still alive.
Each medical insurance company invests in a team of researchers that sole purposes are to find pre-existing conditions that you may have not mentioned in your application. Their job is to discredit you and give the medical insurance company a reason to drop you and then deny coverage when you need them the most. Even with medical insurance, individuals still die; this is ironic to me. In one case the HMO did not consider a woman who was diagnosed with a tumor life threatening. HMO would not cover for the removal of the tumor. Sadly, that woman died from that “non-life threatening” tumor. In another case a woman had asked for a medical test that would show if she needed chemo therapy or not. The HMO denied her treatment stating the test was considered “experimental.” The woman was later diagnosed with breast cancer.
There are hundreds of stories about people who lost their lives even though they had medical insurance. There was a woman, a doctor in particular that came forward and spoke on the behalf of the corruption that was happening behind the crooked HMO doors. She spoke out on how the HMO would have a quota and her medical experience was required in order to deny up to 10% or higher of medical coverage. When and if she did deny 10% or more to save the medical insurance company money. She would be promoted and quickly moved up the corrupted corporal ladder. When she began to have a conscience and feel that what she was doing is wrong; the HMO came back with this statement, “We are not denying care, we are simply denying payment.” What a crock of horse manure.
Hillary Clinton was the only one who believed Americans should have the right to socialized medical care. Or least she was the only individual in office who had the “balls” to stand up to the oligopoly of the HMO cartel. Of course the HMO spent over 100 million dollars defeating Hillary Clinton’s health care plan. For the next 7 years Hillary Clinton was forbidden to bring up the idea of Americans having...