National Health Care: “Proposal to the U.S. Government and U.S. Citizens”
The United States of America (the United States) health care system has been described as most advanced and competitive, but at the same time inefficient and fragmented. According to the United States Census Board, health care system in the United States is ranked thirty-seventh in the world. More than 54% of the American Citizens are dissatisfied with the current health care system, but we also spend more than the citizen of other nations: we spend 15.9 percent of GDP on health care compared to other advanced countries in the world like France, Germany, United Kingdom, Canada, Japan and Australia (U.S. Census ...view middle of the document...
When she contacted the insurance company, they told her that the hospital she was admitted in does not accept the insurance from the Kaiser Permentant Medical Insurance. Therefore, her insurance would not be cover, and she would have to pay the full amount.
Currently, the United States has the third party payment system for the health care system. The third party payment system means that most medical expenditures are paid for by either government programs or private insurance. This phenomenon makes patients less cost conscious than they would be if they had to pay directly for medical services. The United States government programs only provides insurances for the family under poverty threshold line and people over the age of 65. The poverty threshold line is determined by the United States Census Bureau. According to Census Bureau, a family of four making less than $22,000 a year is consider living under the poverty threshold line in United States (Ballantine and Roberts, 198). The United States government’s current proposal for the health care has two criteria: Medicare, and Medicaid. People over the age of 65 years qualify for Medicare insurance, while a family of four living under the poverty threshold line qualify for Medicaid insurance. All the other citizens are either covered through private insurance companies like the Kaiser Permentant Medical Insurance or they do not have any kind of health insurance.
Around 45 million people in the U.S. live without medical insurance, including immigrants and illegals. Every year around 45,000 people die because of the lack of health coverage (Cecere). According to Harvard Science, uninsured, working-age Americans have 40 percent higher death risk than privately insured counterparts (Cecere).
What all of this means is that the United States health care system has become increasingly too expensive to be afforded by the average person and inefficient at the same time. While the private health insurance companies are making huge profits by taking advantage of the government programs and the current health care system. However, sometimes patients are cover with the health insurance, but somehow they are still not cover if they do not visit the hospital provide by their insurance company.
Before assessing the performance of the governmental system: a writer, a researcher or a student has to do some sort of research. Before starting my research I asked myself a basic question, what are the obvious and immediate causes of this problem? I found out that more than 54 percent of the American Citizens are dissatisfied with the current health care system. There are several reasons behind the dissatisfaction of U.S. citizens. Ezra Klein stated that “we spend more than any other country in the world and in 2010, the United States per capita- - so, per person - - spending was $6,697; the next highest in the study was Canada, at $3,326 (Klein). The doctors do not get pay according to the quality of...