Hansson Private Essay

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Table of Contents
1 Overview of Calculator Operations..................................1
Turning On the Calculator ............................................................. 1 Turning Off the Calculator............................................................. 1 Selecting 2nd Functions ................................................................. 2 Reading the Display ....................................................................... 2 Setting Calculator Formats ........................................................... 4 Resetting the Calculator ................................................................ 6 Clearing Calculator Entries and Memories ................................... 6 Correcting Entry Errors................................................................... 7 Math Operations ............................................................................ 8 Memory Operations ..................................................................... 12 Calculations Using Constants....................................................... 13 Last Answer Feature..................................................................... 14 Using Worksheets: Tools for Financial Solutions ........................ 15 ....................................................................................................... 19

2

Time-Value-of-Money and Amortization Worksheets...21
TVM and Amortization Worksheet Variables ............................. 22 Entering Cash Inflows and Outflows........................................... 25 Generating an Amortization Schedule ....................................... 25 Example: Computing Basic Loan Interest.................................... 26 Examples: Computing Basic Loan Payments ............................... 27 Examples: Computing Value in Savings ...................................... 28 Example: Computing Present Value in Annuities....................... 29 Example: Computing Perpetual Annuities.................................. 30 Example: Computing Present Value of Variable Cash Flows ..... 31 Example: Computing Present Value of a Lease With Residual Value........................................................................................ 33 Example: Computing Other Monthly Payments......................... 34 Example: Saving With Monthly Deposits .................................... 35 Example: Computing Amount to Borrow and Down Payment . 36 Example: Computing Regular Deposits for a Specified Future Amount ................................................................................... 37 Example: Computing Payments and Generating an Amortization Schedule........................................................... 38 Example: Computing Payment, Interest, and Loan...

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