Gm520 Week2 Homework Essay

949 words - 4 pages

Darlene Couture
Lgl, Poli, Ethcl Dimns of Busn
Professor: Louis Pearsall
01/19/2013
HB119 Personal Injury Protection (PIP) for Auto Insurance Fraud
General Bill by Economic Affairs Committee and Insurance & Banking Subcommittee and Boyd (CO-SPONSORS) Albritton; Broxson; Costello; Horner; Tobia; Wood |
Motor Vehicle Personal Injury Protection Insurance: Revises conditions for completing long-form traffic crash report; provides that certain entities exempt from licensure as health care clinic must nonetheless be licensed in order to receive reimbursement for provision of PIP benefits; requires that application for licensure, or exemption from licensure, as health care clinic include ...view middle of the document...

Florida Office of Insurance Regulations– I am a Florida driver and these changes can impact my car insurance rates.
This will affect me because it is designed to cut down on insurance fraud and lower car insurance rates.
2. Describe the proposal/change.
Revises conditions for completing long-form traffic crash report; provides that certain entities exempt from licensure as health care clinic must nonetheless be licensed in order to receive reimbursement for provision of PIP benefits; requires that application for licensure, or exemption from licensure, as health care clinic include statement regarding insurance fraud; specifies additional unfair claim settlement practice; authorizes Division of Insurance Fraud of DFS to establish direct-support organization for purpose of prosecuting, investigating, & preventing motor vehicle insurance fraud; specifies effects of Florida Motor Vehicle No-Fault Law.
3. Write the public comment which you would submit to this proposal. If the proposed regulation deadline has already passed, write the comment you would have submitted. Explain briefly what you wish to accomplish with your comment.
In Florida, where staged auto accidents, exaggerated injury claims and other kinds of auto insurance fraud and abuse were expected to cost Floridians $658 million in higher premiums last year.
This bill was long overdue and will help lower car insurance in the state of Florida.
4. Provide the "deadline" by which the public comment must be made. (If the date has already passed, please provide when the deadline was).
Effective Date: July 1, 2012
Final Passage: Tuesday, March 13, 2012
5. A. Once you have submitted your comment, what will you are legally entitled to do later in the promulgation process (if you should choose to do so)?
Adopt the rules, modify the proposed rule, and repeat the public comment again, adopt a modified version of if all fails withdraw the rule.
b. If the proposal passes, identify and explain the...

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