Financial Aid Essay

1614 words - 7 pages

Hudson Valley BUSINESS JOURNAL

March 23, 2009 - 2 7

Banking
Goldstein Lieberman & Co. extends lifeline in tough times
Goldstein Lieberman & Company LLC has pledged support to area charities for the duration of the recession and is chalalways supported various causes and notfor-profit groups in our community. The partners now have chosen to do so in a more struetured, public way because tbe need is great and all area businesses need to lend a hand. Goldstein Liebennan & Company recently developed a task force— Recession-Expert Accounting Consultant Team (REACT) to guide businesses tbrough the economic downturn. "As we developed successful solutions for struggling businesses, we ...view middle of the document...

HESC is the state agency that helps people pay for college. College-bound students and families are encouraged to file the Free Application for Federal Student Aid. The FAFSA is used to determine eligibility for federal and state grants, federal loans, and some institutional scholarships. The information used on the FAFSA includes income from 2008. Students and families whose income has been impacted by the economic downturn because of unemployment or other circumstances can ask the college financial aid office for a review based on their 2009 estimated income. Colleges may consider adjustments to their original financial aid awards based on increased or unusual expenses associated witb lay off, moving, extraordinary health care requirements, or other significant changes in personal circumstances. Borrowers in repayment on federal student loans who are having difficulty making monthly payments because of economic hardship also have options. Depending on your situation, you may apply for forbearance, vvhieh is a temporary reduction in your regularly scheduled monthly payment on your federal loan; or request a deferral, meaning your lender may suspend your loan payments for a specified period of time. These requests are made directly to the lender and are granted at tbeir discretion. It is important to avoid defaulting on your student loan. If you fail to pay or do not contact your lender when you cannot meet your obligation, your account may end up in default, wbich has serious eonsequences. Remember, college financial aid remains available. Visit HESC's Web site at www.hesc.org to learn more about federal and state financial aid, grants, scholarships, loans and debt management options.

lenging other businesses to follow suit. Phillip E. Goldstein, managing partner of Goldstein Lieberman & Company LLC, announces that the firm has established tbe Goldstein Lieberman & Company Cares Program. Designed to be a lifeline for the region's not-for-profits., the firm will make a contribution to a different organization each month for as long as the recession lasts. "We have seen that many businesses are struggling and that, in turn, is putt'ng not-for-pro fits who depend on them in peril," says Goldstein. "Businesses must continue to give back to tbeir community especially now when donation dollars really count," he adds. According to Goldstein, the firm bas

Barron's names Wachovia Securities adviser as one of 1000 top financial advisers in the country
Kenneth Carter of Sufîem has been named by Barron's as one of the top 1000 financial advisers in tbe country, and the only one from Rockland County. Carter is the Managing Director of Investments with Wachovia Securities in New City. He is responsible for overseeing the financial affairs of hundreds of families in Rockland, Westchester, and Bergen Counties; and completed a course to be a Certified Investment Management Analyst at the Wharton School of Business. He manages over $200 million in assets....

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