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Exploratory Paper

1205 words - 5 pages

Exploratory Paper

Insurance is an important part of life in the modern world; it can be a matter of life and death if you are not insured. I know in my country, Philippines, since most of the population is way below the poverty level they do not have the means to pay for such expensive fees concerning their health, and the government is too corrupt to find a solution of insuring its people. What does this leave? Thousands of people left to fend for themselves, and in most cases, helplessly wait for death to come. The solution to this problem may mean depending on insurance companies, who may insure a patient for profit. Leaving it up to the caretakers and physicians seems a bit more ...view middle of the document...

” (Gawande, 122) If doctors and patients alike struggle to work with insurance companies, they should not waste their time and most definitely not depend on these companies. Albert Einstein once said "The definition of insanity is doing the same thing over and over again and expecting different results.” If the system of helping patients find a fair and easy way of paying doctor’s for their services, then somebody should stand up and help brainstorm alternative ideas. Healthcare providers should offer health care at an annual fee that is fixed; this takes away the hassle of having to work with insurance companies, and makes the patients responsible for their payments, with no glitches, just straightforward. It is a great compromise between patients dealing with insurance premiums and doctors having patients follow through with their payment or dealing with the insurance codes.

Those who may not have the income to pay a fixed fee, like with most insurance companies, have no choice but to go on without insurance, or having to depend on the government to help them. These individuals would have difficulty finding coverage. Barrack Obama, and other supporter may agree that a solution to this dilemma of insurance for the people would be universal insurance. Universal healthcare is a broad concept and has varied ways of being implemented, depending on government involvement. At least with universal healthcare, every citizen is assured of some type of assistance with paying for medical related matters. Not only does this settle the question of having some type of way of paying the doctor, but it creates a positive relationship between the government and its people.

In order for the fixed fee experiment to work out, “They paid themselves fixed salaries of thirty thousand dollars a year, a modest income for a doctor at the time, with no differences between specialties.” (124)This system still does have its flaws since some specialists may feel their job requires more effort than the others, therefore deserve more pay, “In order to get an orthopedic surgeon to join, Berman had to pay him considerably more than what everyone else got. It was the first of many adjustments he had to make in how and what to pay his fellow physicians.” (125) Then rather than troubles with patients, there would be trouble among specialists. According to the government, back in the 80’s the “system discouraged good primary care and corrupted...

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