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Cyber Crime Essay

647 words - 3 pages

Topic Outline
Crime and Cyber Risk
RMI 4300-Klein

Distinctive Features of Crime Risk

Common Crimes
• Burglary
• Robbery
• Shoplifting
• Fraud
• Embezzlement
• Forger and Counterfeiting
• Vandalism
• Arson
• Espionage
• Computer Crime

Fraud
• Fraud involves inducing another to act to his or her detriment.
• Examples of fraud
• A merchant collects payment in advance for good that will not be delivered or will be greatly inferior to what was promised
• A customer accepts delivery od goods with the interntion of not paying them
• And inventor sells all rights to an invention that has been developed and patented by another
• A unauthorized person acquired and uses the account ...view middle of the document...

• Hence, commercial crime forms have been developed which include coverage for losses due to criminal acts that are typically not covered under other policies. Such acts include:
o Employee Theft
o Forgery or Alteration
o Inside the Premises
▪ Theft of money and securities; robbery or safe burglary of other property
o Outside the Premises
▪ Theft of money, securities & other property
o Computer Fraud
o Funds Transfer Fraud
o Money Orders and Counterfeit Money

Cyber Risk Loss Exposures
• Organizations that use the Internet face risks to their electronic systems and data, as well as that to those of their customers and suppliers.
• Cyber risk loss exposures include:
o Property
o Net income
o Liability

First-Party Risk Exposures
• Data Storage/Loss of assets by theft, corruption, destruction of data or systems
o trade secrets, intellectual property
o customer lists, sales projections, marketing plans, trade secrets
o hardware
• Unauthorized access or misuse of access
• Fraud, and Theft
• Extortion
• Crisis management
• Interruption of business
o denial of service
Third-Party Liability
• Privacy
o violation of...

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