This website uses cookies to ensure you have the best experience. Learn more

Credit Risk Analysis In Standard Charter Bank

562 words - 3 pages

Best Practice in Risk Management in Banks
A Two-day Practical Workshop The Workshop Objective: Bank managers will understand how risks are identified, quantified in terms of their impact on earnings, monitored and managed within banks. Program participants will become better equipped to: • • • Identify and quantify the bank’s vulnerability to credit, market, liquidity, operational, regulatory and reputational risks. Understand and learn best practice procedures to monitor and manage these risks and their impact on revenues. Relate these risks to bank capital.

I. ANALYTIC OVERVIEW Overview • Why risk management is critical to banks • Value drivers and business model of a bank. • ...view middle of the document...

• Documentation: covenant packages, ISDA and CSA and other collateral agreements. • Portfolio techniques • Portfolio management objectives: balancing the risk appetite and diversification to maximise risk adjusted returns. • Diversification, granularity and correlation concepts. • Techniques to spread risk: syndication, sub-participation, whole loan sales, credit derivatives, securitisation.

III. MARKET RISK Identifying and quantifying the risk • Portfolio versus transaction approach. • Trading Book v Banking Book. • Value at Risk (VaR): holding periods, confidence levels and disclosure. • Volatility of trading profits. • Systems and procedures for aggregating exposures. Managing the risk • Risk appetite and capital requirements. • Capital treatment of market risk under Basel I and II. • Key sensitivities to and interest rate and/or FX positions. • Setting and monitoring transaction and portfolio limits.

IV. LIQUIDITY RISK Identifying, defining and quantifying the risk • Types of liquidity risk: funding and transactional. • Gap management: interest, currency, and maturity mismatches. • Concepts of cash capital. Managing the risk •...

Other Papers Like Credit Risk Analysis in Standard Charter Bank

Marketing Essay

1294 words - 6 pages ? If client approaches you for a project loan than how you are going to assess the credit worthiness of the client (important ratios use for credit appraisal) dead services coverage ratio, interest coverage ratio, etc. If you are working with a bank then are the important ratios for credit appraisal? What are your strengths weakness for your banking jobs? Do your SWOT analysis for a bank job. What are the main functional areas in a bank for finance

Effectiveness of Credit Risk Management on the Financial Performance of Philippine Universal Banks

1604 words - 7 pages and methods of developing the effectiveness of credit risk management among the Philippine universal banks. Data Gathering Procedure In checking the validity and accuracy of the questionnaire, the researcher will distribute the questionnaire then tests the reliability of the questionnaire using Cronbach Alpha Coefficient. Data Analysis Distributed questionnaires will be analysed using SPSS. The tools of analysis are: frequency distribution, mean, standard deviation for descriptive analysis, besides the use of regression analysis to test research hypotheses and the use of t-statistics to detect differences in the answers of respondents.

Analytical Study Of Npa Of Three Nationalised And Three Foreign Banks

2653 words - 11 pages . This is a Descriptive research. Data Collection Method Secondary method of data collection: Our research methodology involves collection of data from yearly reports of the banks and their analysis. Here in this case we have taken three public sector banks of India on the random selection basis. The banks of India are UCO BANK, CENTRAL BANK OF INDIA and INDIAN OVERSEAS BANK and the Foreign Banks under study are STANDARD CHARTER BANK, CITI

Bitter Gourd

2289 words - 10 pages Guatemala was chosen as the model of the proposed central bank charter. |   |   | August 1947 | A Central Bank Council was formed to review the Commission’s report and prepare the necessary legislation for implementation. |   |   | February 1948  | President Manuel Roxas submitted to Congress a bill “Establishing the Central Bank of the Philippines, defining its powers in the administration of the monetary and banking system, amending

Accounting in Context

5394 words - 22 pages analysis. It is described in case of low data requirement, the calculation becomes easy, so it is useful in evaluating with the small firms for the bank. Crouhy (2001) gave the opposed idea, and concluded that the model did not involve some necessary of Credit risk Management, like the rating transition risk, or market risk, so it was impossible to combine with others traditional models. Up to now, there are many models for the Bank when evaluating

Credit Risk

587 words - 3 pages proposal before limit approval, a separate division known as Credit Administration (CAD) monitors the documentation aspects of approved credits and finally the Legal Recovery Department manages the deteriorating accounts. It is mentionable that the bank has own credit risk management guideline. All other remaining risk in regards to credit portfolio are addressed by the Risk Management Unit (RMU), the primary responsibility of this unit isto

Co-Op Training

5883 words - 24 pages Kingdom of Saudi Arabia Prince Sultan College for Tourism & Business Cooperative Training Report FIN 490 CREDIT RISK Al Rajhi Bank Prepared By: Omar Jameel Ajeeb I.D # 08122 Supervised By: Dr. Rasheed Small In Partial Fulfillment with the Requirements Of Bachelor Degree in Finance 2011 TABLE OF CONTENTS |Description |Page

Credit Management

4879 words - 20 pages . Bank has offered 1 billion loan to the client and bank has created a chanrge on ufone assets. So if ufone goes bankrupt or something else happened. Then ufone first responsibility will be to give back amount to the bank. And if not then SECP will be responsible to direct the company for giving the amount. CREDIT RISK ASSESSMENT (GUIDELINES TO LOAN OFFICER FOR APPRAISING CREDIT) It is not a difficult matter to complete the forms necessary in

Credit Risk Management

4703 words - 19 pages CREDIT RISK MANAGEMENT Banks are in the business of risk management and, hence, are incentivized to develop sophisticated risk management systems. The basic components of risk management system are identifying the risks the bank is exposed to, assessing their magnitude, monitoring them, controlling/mitigating them using a variety of procedures and setting aside capital for potential losses. RBI prescribed risk management framework in terms of

Wellfleet Bank

1535 words - 7 pages risks, such as legal/regulatory risk, credit risk, business risk and operational risk. The legal/regulatory risk is presented by changing international regulatory rules, the bank is required to set aside and manage capital reserves in response to these new regulatory rules. The global economy is becoming more competitive and Wellfleet bank is growing against a risky environment. Companies may default and that present credit risk to the bank

Risk Management In Banking

9309 words - 38 pages Capital Supervisory Market Requirements Review Process Discipline 2.2.1 THE FIRST PILLAR – MINIMUM CAPITAL REQUIREMENTS The first pillar sets out minimum capital requirement for the bank. The new framework maintains minimum capital requirement of 8% of risk assets. Basel II focuses on improvement in measurement of risks. The revised credit risk measurement methods are more elaborate than the current accord. It proposes for the

Related Essays

Consumer Credit Scheme And Its Risk Management Of Different Commercial Banks In Bangladesh: Implications For Ific Bank Limited Bangladesh

3244 words - 13 pages CONSUMER CREDIT SCHEME AND ITS RISK MANAGEMENT OF DIFFERENT COMMERCIAL BANKS IN BANGLADESH: IMPLICATIONS FOR IFIC BANK LIMITED BANGLADESH 1. INTRODUCTION AND BACKGROUND Credit is the means of investment made by the bank to the entrepreneurs and business community. Alternatively this is the way of channeling fund to the deficit units where various risks and uncertainties are involved. Therefore every decision on credit matter should be taken

Standard Bank Strategy In Latin America

4486 words - 18 pages  service (De la Torre et al, 2011).     Households with  access to savings  accounts  Households with  access to credit    (Navajas & Tejerina, 2006).    Population Poor  Non‐Poor Rural   Urban  24.3  6  14.5  3.3  32.4  8.4  17.1  4.1    28.4  7.8    As mentioned, one of the suggested strategies for Standard Bank growth is to invest and  expand to Latin America. With the information analyzed in the section, we can say that in order to  have  a

Analysis Of Factors Effecting Decision On Demand Loan In Government Bank

3185 words - 13 pages factor having an effect on most dominant to demand decision KPR at Bank Tabungan Negara, Co.Ltd Branch of Medan. The research method applied is descriptive analytical method and multiple regression analytical method. Sample applied in this research is client using product KPR at Bank Tabungan Negara, Co.Ltd Branch of Medan are 73 by using purposive sampling. The Result of this research indicates that independent variable applied that is

Cv For My Success Essay

588 words - 3 pages CURRICULUM VITAE Family status Summary Expansive business experience on Emerging markets Strong analytical and educational background Management experience Diverse work and life experience Experience 02/2010 – present Raiffeisen Bank International AG, Austria Credit management corporate, Director  Counterparty credit risk and underwriting management in European emerging markets with special focus on Russia and Ukraine.       12