Com/156 Final Essay

1210 words - 5 pages

COM/156
2011
Renting an Apartment is a Better Option than Buying a Home.

By: Elizabeth Shultz
Axia College

I am here to give my opinion of why I think that renting an apartment is a better option than buying a home. I will give facts to my audience that will help support my opinion. With the information that I provide my goal is to persuade my readers to my way of thinking.
Renting an apartment is very cost-effective compared to buying a home. Renting at this point in time can make life easier for me in the future. Every American wants save money. By purchasing one’s own home, the homeowners ‘ are simply going to be throwing money away for the first five to ten years because ...view middle of the document...

I am not required to stay in one place for an extended period.
The thought has occurred to about just everybody who owns a home; maybe it is time to cash out. Renting has long been derided as the equivalent of throwing money away but, renting may deserve another look right now. After five years in which rents barely have budged whereas housing prices in New York, Washington, Los Angeles and elsewhere have doubled, renting has become a surprisingly smart option for many people who never would have considered it before.(“Is it better to buy or rent?” The New York Times Real Estate, David Leonhardt, September 25, 2005, p.1)
The New York Times did an analysis of the major costs and benefits of owning and renting, including tax- breaks, o ooooo o wning a home today is more expensive than renting in much of the Northeast, Florida, and California. In the Bay Area of California, a typical family that buys a one million dollar house- that is average in some towns- will spend about $5,000.00 a month to live there, according to the New York Times analysis. That family could rent a similar house for about $2,500.00 a month. (“Is it better to buy or rent?” The New York Times Real Estate, David Leonhardt, September 25.2005, p.1)
Renting is a better option because I do not have to worry about paying property taxes or homeowners fees that can become costly. This is the landlords’ responsibility. As a renter, it is a smart decision to have renters’ insurance, but it is not a requirement. Renters’ insurance can cost anywhere between $30.00 and $100.00 dollars a month. As a home owner, it is a requirement to carry homeowners’ insurance. The cost for this is anywhere between$100.00 and $250.00 dollars a month. The cost can vary depending on the home and the contents within it. As a renter, I do not have the same stressors to deal with as a home owner does.
The obvious benefits to home ownership go beyond financial, like a peace of mind, and a feeling of stability. Homeowners do not have to worry about their home being taken away from them by a landlord; they are also able to change the color of their living room walls without asking permission first. Purchasing ones’ own home is a financial investment as well as the homeowners’ making a profit if they ever decide to sell. (The truth...

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