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Cause And Effect Essay

1289 words - 6 pages

Determining Cause and Effect
3.3 Revision version

Tracy Bass
Professor Patricia Hoerr
English 115

“The American Dream” primarily consists of homeownership, raising a family comfortably and investing in the future. To most, obtaining a college degree is viewed as a gateway to “the American Dream”. With a college education being the gateway, that many set out to get a college degree. However, it is not an easy task to achieve and does not come without its fair share of stress. The primary stress in the lives of today’s college students is caused by academic pressures, financial issues and their social lives.
The major cause stress in college is the academic demands, particularly ...view middle of the document...

College life has become a lot more competitive. It’s much harder to get into schools; it has gotten a lot more expensive. There are a lot of things that are factors that have made society more stressful and translates to college life as well (Driscoll, 2011). Coursework can be very demanding for upper-level students and the competition for earning top grades can be ferocious. This competition is due to upper-level students who want to apply for admissioninto school to and earning scholarship money for graduate school. On the other hand, some students have the stress of keeping their grades up in order to maintain their existing scholarship awards (Gormandy-White, 2014).
Another cause of stress in college students would be being financially unstable. While some students may be fortunate enough to rely on their parents to support them financially during college, the reality is there are many college students who don't have that financial assistance. In addition, those students are unable to support themselves as they do not have the skills and nor ability to get a high paying job which is enough to pay for college. In this case they either have to do without or find other options to provide for themselves. One of the most utilized options used to provide for themselves is obtaining student loans. Even those students who qualify for sufficient aid to cover immediate college costs through this mode have to cope with the financial stress of knowing that they will have to face paying back a large sum of money following graduation. (Gormandy-White, 2014).
On top of the tuition and book expenses, the college student also has to deal with incidental financial responsibilities for items such as laundry, food, automobile insurance and housing. An additional impact of students dropping out of school due to academic stress would be a loss of possible alumni donations. If a student drops out of school, they will not graduate meaning they would not be counted as an alumnus of the school. Colleges depend heavily on their alumni donations to assist with the operation expenses of the school. Fewer graduates would mean fewer donations to the school. In addition, with fewer alumni donations, there would be less money to provide the much-needed scholarships to current students.
Academic stress by students has economic effects. If it becomes too overwhelming, the academic stress can lead the students to abort their pursuit of a college degree. With that, it is highly unlikely that the student will find a good job which will allow them to repay their student loans. This would result in defaulted student loans which would cause loan debt to be pushed to the U.S. consumers through higher loan rates. This in turn would prevent more consumers from borrowing or obtaining credit that would lead to less spending that would severely affect the economy.
If the students are not obtaining jobs, the economy is further affected because the Social Security Fund cannot be...

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