Adderall Use Among College Student Essay

550 words - 3 pages

No one outside of economists and financial philosophers predicted nor expected a financial crisis during 2008, the same year the Lehman Brothers Holding collapsed. As Americans, we are known to begin pointing fingers as the situation deteriorates and the U.S. State has come to quite a few conclusions as to who is rightfully at fault, although everything that occurs should be considered as a chain cycle rather than specific factors.
Three common “narratives” as told to us by the six members of the Financial Crisis Inquiry Commission created by the Congress to investigate the causes of the financial crisis states that the financial crisis was as a result of “poor U.S. policy and supervision” (Hennessey, Holtz-Eakin), Wall Street’s influence in Washington, and having government intervention in the housing market. On the other hand, many ...view middle of the document...

Eventually, this leads to banks setting low margins and lending more than the specific amounts of collateral, creating “natural buyers” and causing inefficient markets.
As the monetary bank “lowers” the average down payment rate from a staggering 4% (originally 14%), U.S. home prices rises, and the amount of debt rises as well as synthetic collateralized debt. As the United States finally stumbles across what is wrong, they begin to increase the amount required for down payments but little do they realize that it’s become too late, eventually causing our economic collapse.
On the contrary, it’s delusional to blame our economic meltdown simply based off the fact that the U.S. and their monetary banks couldn’t regulate their financial system and rates. Even if banks were able to regulate the approved loans that certain individuals and families applied for, it does nothing but soften the blow because banks are unable to accurately measure the ability of taxpayers to pay off their loans, as well the credit quality of investments and mortgages which leads to poor investments for certain banks and companies. Eventually, everything leads to a loss of trust within the United States financial system, causing panic.
In a nutshell, our financial crisis occurred because of a chain effect known as “The Leverage Cycle”. The Leverage Cycle demonstrates how each poor decision by different organizations within the U.S. State leads to one another, causing a domino effect.

Works Cited
Thomas, Bill, Keith Hennessey, and Douglas Holtz-Eakin. "What Caused the Financial Crisis?." Wall Street Journal - Eastern Edition 27 Jan. 2011: A20. 
http://online.wsj.com/article/SB10001424052748704698004576104500524998280.html
Whitehouse, Mark. "Crisis Compels Economists To Reach for New Paradigm." Wall Street Journal - Eastern Edition 03 Nov. 2009: A1+. 
http://online.wsj.com/article/SB125720159912223873.html

Other Papers Like Adderall Use Among College Student

The Use of Ritalin by College Students

1370 words - 6 pages and elaborate on the great findings found in the other studies; one of which found as many as 34% of the student sample using a form of cognitive stimulant (p32). DeSantis and Hane surveyed a selection of 175 students from a South-eastern university who have used Adderall, Ritalin, or other stimulant for recreation or as a study tool. In order to understand the rationale of the students who use the drugs in this manner, participants were asked

Adderall Abuse Essay

1562 words - 7 pages not at the cost of others. Regardless of how our culture views the two actions, many researchers question whether the pressure put on our students to succeed in an academic environment leads to the use of prescription stimulants as a way to help focus and assist in the academic ability of the student (Quintero, G., Peterson, J., & Young, B. 2006). In the present study, male participants will be tested on their stress levels, and their

Society Influences Human Behavior

875 words - 4 pages Universities. she found out that these drugs that are meant for prescription use only is quite common on campus as they are widely and readily available to students who are seeking to maintain a competitive edge in their school work while taking part in other activities and enjoying their social life. “I have Adderall for sale 20 mg for $15,” one of many posts found on the BoredAt website where college students have idle conversations. Adderall is a

Teen Rebellion- Violence on College Campuses

929 words - 4 pages Teen Rebellion- Violence on College Campuses   In every generation, there have been many advances in technology, culture, and the ways people perceive social issues. Teenage rebellion seems to have never outgrown itself. Generation after generation teens seem to go through stages of violence, ultimately leading into or starting in college. Teen rebellion is a problem that has been around ever since teenagers have and continues to be a concern

Final Paper

1543 words - 7 pages mental health. Parents with children who are diagnosed with ADHD should reconsider the use of administering medication to their children. The steps to medicate a child for ADHD should be carefully researched, studied, and given great thought. Parents should not yield so easily to the pressures of physicians and educators to medicate their children. Based upon a minimal amount of historical studies, the psychiatric and mental health fields of

Student's Mother Habits

2072 words - 9 pages attitudes toward their child as student, such as their preference for a process focus over a product focus in evaluating their child's schoolwork and their use of indirect strategies in assisting their child on homework (Ames & Archer, 1987; Pomerantz et al., 2006; Renshaw & Gardner, 1990; Wentzel, 1998). Most importantly for the proposed model, this relationship is robust in mothers who are attending college and whose mastery orientation

Characteristics of at Risk Students

808 words - 4 pages thus giving those students who may not have had the financial means to attend college the chance to do so. These grants associated with the ones the state provides for the students who participate attribute to almost the entire amount of tuition money the student would need to attend Penn State. Are these programs effective? They definitely are but the only way they can be put to good use is if an educator who truly is concerned about their students recognizes the needs of their students.   References http://www.sanmarcos.net/ana/bestpractices.html http://www.pta.org/2431.htm

College

717 words - 3 pages is also important in fostering a feeling of intra-national as well as international brotherhood. The community college is helping student to get their togetherness, basic requirement, and save money finishing associated degree to getting to better job. First, student can feel a sense of togetherness a community college. For example, a sense of togetherness lies in the soul of every individual. This comes from our care and dependency on our

Over-Diagnosis Of Adhd

2154 words - 9 pages Adderall) from the doctors, and if the doctor does not comply and prescribe the drugs, they continue to see doctor after doctor until one writes out the prescription. Parents have gotten to the point where they feel that their child has to be a perfect angel and will do whatever it takes to mold them into that. Unfortunately they use extreme measures, like drugs, to help accomplish this. Doctor Lawrence Diller, a behavioral and developmental

Exploring Parental Factors, Adjustment, And Academic Achievement Among White And Hispanic College Students

5218 words - 21 pages , November). College graduation rates steady despite increase in enrollment. Retrieved October 17, 2007 from http://www.act.org/news Arellano, A. R., & Padilla, A. M. (1996). Academic invulnerability among a select group of Latino university students. Hispanic Journal of Behavioral Sciences, 18, 485-507. Baker, R. W., & Siryk, B. (1989). Student Adaptation to College Questionnaire (SACQ) manual. Los Angeles: Western Psychological Services

College Football And Pay For Play

2325 words - 10 pages similar to the researcher’s own personal opinion. With that being said, the researcher had a biased opinion on this subject; that there was an unequivocal belief that there should be a way for student-athletes to be paid in some form, outside of their scholarships. There was a recognizable pattern among most of the participants. All of the respondents felt that there should be some type of payments to the college athletes, although there were some

Related Essays

Poverty In Philippines Among The College Student

271 words - 2 pages Poverty in the Philippines: Causes, Constraints, and Opportunities comprehensively analyzes the causes of poverty and recommends ways to accelerate poverty reduction and achieve more inclusive growth. The report provides an overview of current government responses, strategies, and achievements in the fight against poverty and identifies and prioritizes future needs and interventions. The analysis is based on current literature and the latest

Dean's List And More Essay

4387 words - 18 pages Dean’s List And More A Research Essay About Why College Students Are Using and Abusing Stimulants To Get By February, 2014 Abstract Prescription stimulant use as academic performance enhancers is increasingly widespread among college students and the prescription stimulant use as "cognitive enhancers" has been described among undergraduate college students. Adderall and Ritalin are the most popular among the students. Some use

The Dangers Of Adderall Abuse Essay

817 words - 4 pages diagnosed with ADHD have better concentration, memory, organization, and self-esteem by stimulating the production of dopamine (Moore, 2014). There is a rising trend among adolescents with abusing Adderall; which is the most prescribed ADHD medication. When taken correctly, Adderall can greatly benefit people with ADHD control their symptoms, but when abused can lead to substance abuse, cardiovascular problems, and sudden death. Prescription drugs

Over The Counter, Over Prescribed Essay

4431 words - 18 pages ADHD drugs such as Adderall and Ritalin. Adderall is a Schedule II controlled drug as labeled by the FDA which means that it has a high risk for addiction and abuse. One of the characteristics of this trend is the fact that scientists and doctors are seeing more abuse by college students than by other college aged adults. This is a disturbing trend as the use of these “Study drugs” go up, so do their dependency rate which have undesirable results