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111111111 Essay

1909 words - 8 pages

Health Insurance
Qin Guo
Class: 600
Robyn conners
09/17/2012

Health Insurance
With the social development, more and more people think that health is the most important thing for their lives. However, each person has a different way to reach a healthy level. Some people think they need to get balanced diet to avoid getting an illness when they are so fat. Some people think they just need to get enough exercise and make their body stronger than before, therefore, they can reduce the chance getting an illness. Besides, more and more people begin to learn how to get health insurance in their daily lives. What is a health insurance, a lot of people might not ...view middle of the document...

The first one is the health insurance portability and accountability, Stevens (2011) explained it commands important changes in the health insurance manufacturing and includes, as a small part of the general insurance changes, supplies for the standardization of electronically popularized health insurance financial claims and executive businesses. The law needs all health care customers and bill payer who conduct businesses electronically to use standardize data elements to conduct financial and administrative businesses, such as proof of insurance, the processing of enrollments, proposal of claims, expense and remittance advice. The secretary of Department of Health and Human Services (HHS) is requested to develop and accept the standards to be used to electronically conduct health care businesses. The purpose of these HIPAA supplies is to decrease administrative costs and paperwork; increase the efficiency of the health care system, discover trickery and misuse, and simplify access to medical information. The Health Care Financing Administration (HCFA) estimates that realizing all of the standards will save the health care system $1.5 billion between 1998 and 2002. Therefore, according to these changes, people can know more about the background of health insurance portability and the accountability act.
In addition, although health insurance can help the government outcome in the welfare program, is the most important thing is the cost of health insurance. A lot of people want to know how much they will pay and what thing they will get.
Age, Sex and Race
The second thing is the Performance of Therapeutic or Preventive Services. This chapter includes diagnostic and screening services. Stevens (2011) claimed that with control other factors, there is a diagnostic or screening service happened in a doctor office increases by approximately 4.6% for every year under age 65 of a privately insured individual, and a male patient was approximately 33% have a diagnostic during an office visit less than female patient. A patient’s race was unconnected to diagnostic, once other patient and doctor characteristics were taken into account. According to this research, people can know about information which is compare man to woman. Therefore, it is obviously show to people is something different in different kind of people.
Region and Urban/Rural Location
These variables are not only focus on age, sex and race, but also focus on the region and location. Therefore, here will talk about the variables of region and location. Stevens (2011) explained that a doctor office had a statistically important connection to the possibility that a diagnostic or screening in a doctor office visit with the region and urban or rural location. Office visits in the Northeast, South, and West all had a greater probability of including a diagnostic or screening, with the possibility fluctuating from 33% higher in the South to 47% higher in the Northeast...

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